爱尔兰都伯林论文代写：金融市场分配
爱尔兰都伯林论文代写：金融市场分配
利率上升是一个对2007-08年金融危机的主要原因。因为在利率上升，抵押贷款持有人未能偿还贷款，家里立即变得昂贵。这影响了抵押贷款市场，以及家庭股票被创造，以提高债务水平。抵押贷款支持的证券在市场上失去了他们的价值观，因为业主未能按时偿还抵押贷款。这是主要原因的抵押贷款和衍生品市场的制造商像雷曼兄弟破产（brealry，2010梅尔斯和艾伦）。从金融危机的黑暗日子起，英国的中央银行保持了低利率。虽然这帮助了长期的购房者和其他人，小投资者已经失去了盈利潜力，因为他们发现他们的投资和银行存款的回报率很小。但这可能是帮助缓和通胀压力在经济在帮助联合政府强迫以及。
从目前的经济指标，它是非常不可能的英格兰银行将提高利率在不久的将来，因为经济增长已经大大放缓，消费通胀也保持低。通胀压力对最大的经济部门，服务业也在2%左右，这意味着市场是不指望在利率上升很快，肯定不会在2016之前。
债券是世界上最优先的投资形式。债券市场比股票市场大三倍。但不同于股票市场，收益能力（罗斯和韦斯特，2012）和分红是投资者投入资金的主要因素，债券市场的动态是完全不同的。
爱尔兰都伯林论文代写：金融市场分配
Rising interest rates were the one of the prime causes of financial crisis of 2007-08. Because of the increase in the rate of interest, the mortgage holders failed to repay and home loans became instantly costlier. This affected the Mortgage market as well as home equities were created to fund rising levels of debts. Mortgage backed securities lost their values in the market as Home owners failed to repay mortgage payments in time. This was the prime reason as to why the Mortgage lenders and derivative market makers like Lehman Brother failing (BREALRY , MYERS AND ALLEN, 2010). From those dark days of financial crisis, Britain’s central bank has kept the interest rates low. While this has helped the long term home buyers and others, small investors have lost on earning potentials because they found little credible return on their investments and bank deposits. But this might have been helped by the easing inflationary pressure in the economy and the compulsions of coalition government at the help as well.
From the ongoing economic indicators it is highly unlikely that the bank of England would raise the rates in the near future as the economic growth has considerably slowed down and consumer inflation has also stayed low. The inflationary pressure on the largest economic sector, service sector that is also lower at around 2%, which is means the market is not going to expect a rise in the interest rates anytime soon and certainly not before 2016.
Bonds are the most preferred form of investment worldwide. The bond market is larger than the equity market by three times. But unlike the equity markets where earning capacity (ROSS and Westerfield, 2012) and dividend payments is one of the major factors which makes the investors commit funds, the dynamics of the bond market is completely different.
