代写thesis：美国国际集团(AIG)灾难

代写thesis：美国国际集团(AIG)灾难

AIG危机的主要中心的名叫AIG金融产品部门在伦敦(AIGFP)。在1990年代AIGFP用来出售保险产品对经济危机或不良投资。但是后来他们开始销售新的金融保险产品称为CDO。CDO是也被称为债务抵押债券。他们承保CDO使用另一个金融产品信用违约互换。生产的支付产品的可能性被认为是更少的,因此这让AIG进入产品。公司的收入也急剧上升,由于销售的这种类型的保险。因此没有人质疑这种分裂。由这个部门的资金是巨大的,因此管理没有想停止资金流动。然而该部门投资于不良贷款被绑定到默认房价如果有轻微的修正。

CDO是由债务。AIG出售大量的债务抵押债券的债务保险由次级贷款是不好的质量。公司虽然他们永远不会支付保险金额。然而当房地产泡沫崩溃公司贷款CDO开始违约,因此该公司不得不支付大量。因此公司损益表上的损失增加到近250亿美元,他们在破产的边缘。

代写thesis：美国国际集团(AIG)灾难

The main center for the AIG crisis was its division in London by the name AIG financial products (AIGFP). In the 1990s AIGFP used to sell insurance products against economic crisis or the bad investments.  However later they started selling insurance against new financial product known as CDO.  CDO is also known as the collateralized debt obligation. They insured CDO using another financial product known as the Credit Default swap. The chances of making a payout in the products were deemed to be less and thus this made the AIG venture into the products. Also the revenues of the firm rose dramatically due to selling of this type of insurance. Hence nobody questioned this division. The amount of money being made by this division was huge and hence the management did not wanted to stop the money flow. However the division was investing in bad loans which were bound to default if there was slight correction in the housing prices.

CDO is comprised of debt obligations. AIG sold insurance against a lot of CDOs whose debt consisted of subprime loans which were of bad quality.  Firm though that they would never have to pay the insured amount. However when the housing bubble crashed firm the loans in the CDO started defaulting and as a result the firm had to pay a huge amount. Thus the losses on the firm income statement increased to almost $25 billion and they were on the verge of bankruptcy.