英国海斯罗珀学院论文代写：公司内部审计

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英国海斯罗珀学院论文代写：公司内部审计

内部审计可以通过分析公司的优势和劣势来完成，外部审计可以通过分析外部环境中存在的机会和威胁来进行。因此，本公司的SWOT分析如下：
优势：公司已多年以来由于公司即定制其产品和服务的主要力量，按照市场需求强劲的财务业绩表现（汉斯曼et al.，2013）。因此，公司的主要实力是根据客户的需要和要求生产定制的产品和服务。除此之外，该公司强调产品的可承受性，并确保客户以最低的价格获得最好的产品。
弱点：地域多元化的缺乏可能是该公司的主要弱点，因为其收入的75%来自英国市场。除此之外，该公司最近还召回了许多产品，造成了重大的经济损失，也损害了它的品牌名称。
外部审计：机会与威胁
机会：服务，如通过公司网站Tesco.com网上购物即推出将提升公司的销售收入和收入增长的介绍。此外，该公司亦强调地域多元化，以增加其在世界其他地区的市场占有率。
威胁：英国和世界其他零售市场竞争对手数量的增加将对公司未来的可持续发展构成重大威胁。在英国的零售市场，乐购的主要竞争对手是阿斯达、塞恩斯伯里和莫里森又面临着在美国市场的激烈竞争，从沃尔玛（汉斯曼et al.，2013）。此外，全球金融危机已导致英国经济的收缩，可导致垮台的缘故，公司财务绩效。

英国海斯罗珀学院论文代写：公司内部审计

Internal audit of the company can be done through analyzing Strengths and Weakness of the company and external audit can be conducted through analyzing the opportunities and threats existing in the external environment. Thus, SWOT analysis of the company can be done as follows:
Strengths: The company has been showing strong financial performance since many years due to the main strength of the company i.e. customization of its products and services as per the market demands (Hensmans et al., 2013). Thus, the main strength of the company is production of customized products and services as per the needs and requirements of the customers. In addition to this, the company emphasizes on product affordability and ensures that customers get the best products at minimum prices.
Weaknesses: The lack of geographical diversification can prove to be the main weakness of the company as about 75% of its revenue is realized from the UK market. In addition to this, the company has also recently recalled many of its products that has resulted in major financial loss as well as has damaged its brand name.
External audit: Opportunities & Threats
Opportunities: The introduction of services such as online shopping through the launch of company websites i.e. Tesco.com will enhance the sales and revenue growth of the company. Moreover, the company is also emphasizing on geographical diversification to increases its market share in other parts of the world.
Threats: The increase in the number of competitors in the UK as well as in other retail market of the world can prove to be major threat for the sustainable growth of the company in future. The main competitors of the Tesco in UK retail market are Asda, Sainsbury’s and Morrisons and it also faces stiff competition from Wal-Mart in the US market (Hensmans et al., 2013). In addition to this, the global financial crises have resulted in the contraction of the UK’s economy that can result in significant downfall in the company sakes and financial performance.

英国论文代写：留学生移民英国的方法

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英国论文代写：留学生移民英国的方法

英国移民，投资移民是移民办理方案中最为简单的一个，那么不一样国家其对于投资移民的规定策略亦是有所区别的，而随着现下的移民大潮的影响，越来越多的人选择了移民英国，相比之于其他国家来说，英国移民有哪些不同呢？跟着高阶英国论文代写网的小编来了解一下吧。

首先，是政治上的更动。

英国投资移民于政治上可以说是已经发生了很多此的策略更动，就譬如说，如今英国移民的申请时间是三到六个月，这可以说是让于申请移民上所需花费的时间和精神得到了大大的缩减，并且还有许多相关资料要求亦尽皆变得宽松了不少，而有关英语语言的水平要求亦不在那么的严格了，这对于想要移民英国的许多外籍人员而言，毫无疑问起到了一个房产之大的推进作用。

英国移民申请的相关要求

年龄需要在18周岁以上，于英国投资达一百零五万英镑的人，投资者拥有的现金需至少二十万英镑，或者是投资者的身价达到两百万英镑的资产家。

其三，申请办理英国投资移民的相关流程

步骤① 提交申请；

步骤② 申请通过后，需要提交申请通过的支付费用；

步骤③ 联络银行，于银行凯莉账户，并支付保证金；

步骤④ 取得发放贷款确认书并进行投资；

步骤⑤ 以上的事情完成之后，将一切材料交给英国签证处，然后予以申请；

步骤⑥ 审批通过，取得定居许可证明。

有关英国留学生移民的策略

英国留学生假如想要移民英国，那么按照英国推出的新政策，一般有两种办法可行：

方法①取得学位，即T2签证，假如取得英国相应机构的学士以上的学位，并且雇主得到了英国边境管理部门的许可，同时留学生的年薪到达了一定的规定标准的，即可申请移民英国。

方法② 创业者签证，即经由英国学校引荐且具有创业潜能的学生，就有机会可以申请取得创业者签证。

经由以上这两种办法，可知，假如于英国留学的学生想要继续留在英国的话，就需求很好的语言交流才能，同时专业知识才能亦要非常之好，学位是非常重要的，同时本人的表现亦是非常重要的，要有创业的头脑以及方法，且要时时多加留意招聘信息，可及时取得相关机构的认可，即可得以获签留在英国了。

高阶英国论文代写网的小编提醒同学们，移民机会是留给有准备的人的，计划移民的同学要早做规划。

英国伦敦国王学院论文代写：审查制度

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英国伦敦国王学院论文代写：审查制度

众所周知，审查制度对社会内部的司法产生了负面影响。在中国社会，有些人被指控煽动人们推翻政府，这些人已被逮捕，这些传播和发布文章，随着信息的反对和批评政府（查德威克，2009）。然而，认定这一指控的定罪标准极为模糊。司法权威的解释不能被认为是准确的。政府似乎有足够的空间来决定这一问题。
因此，一些律师和学者已经提交了一封联名信，以限制或废除这一特定指控。除此之外，一些律师和学者寻求对这一罪名的司法解释。互联网的审查可能会导致司法权的挑战，这将导致对法律权威的损害。互联网审查制度将有助于对经济的巨大成本（Ólafsson，2011）。首先，关于过滤器的工作范围可以被认为是极其昂贵的。除此之外，政府当局提出的大规模过滤器，也有助于增加相当大的费用，如数据中心的工作人员在无法访问网站时处理客户投诉增多所需的工作人员。
更进一步，互联网的过滤可能会破坏国家宽带网的速度。一纸测试了由澳大利亚通信和媒体的描述，在审查制度的正确实施是由于在互联网的速度甚至更高滴速度下降20%所需的权威发布（Livingstone，2011）。随着互联网速度的放慢，这意味着要增加一些时间来从事商业活动，生产力水平会下降。

英国伦敦国王学院论文代写：审查制度

The censorship is also known to be having negative impact over the judicature within the society. In the society of China, some individuals have been accused to agitate people for toppling the government and these individuals had been arrested as these spread and publish articles along with information for opposing and for criticising the government (Chadwick, 2009). However, the criterion of conviction over this accusation has been identified to be extremely vague. The interpretation of judiciary authority cannot be considered accurate. The government seems to be having sufficient space for the determination of this issue.
Thus, a number of lawyers and scholars have been seen submitting a joint letter for limiting or abolishing this particular accusation. Apart from this, a number of lawyers and scholars seek the judicial interpretation over this particular accusation. The censorship of internet may result in challenging the authority over judicature and this will result in causing damage towards the legal authorities. The censorship over internet will help in introducing the great cost of the economy (Ólafsson, 2011). Firstly, the expanse over the work with respect to filter can be considered extremely expensive. In addition to this, a wide scale filter that had been proposed by the government authority can also help in driving up considerable costs, like staff of data centre required for dealing with a rise in the complaints of customer when there cannot be accessing the sites.
Further ahead, the filter of internet could result in ruining the speeds of National Broadband Network. A paper of test had been released by the communications of Australia and the authority of media depicted that an accurate implementation over a regime of censorship was needed due to a 20 per cent fall in the speeds of internet or even a higher drop of speed (Livingstone, 2011). As the speeds of internet ends up slowing down that refers to the point that there will be an involvement of some increased time in order to do business and there will be a fall in the level of productivity.

英国论文代写：员工奖励

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英国论文代写：员工奖励

每个组织都有员工的财务和非财务奖励。然而，这种奖励的规模和程度不同于该组织所采取的具体项目的利润。巴克莱一直向员工提供这两种奖励，以无形奖励和有形奖励形式发放。现金奖励仅仅是完成某些重要项目的动力，或者仅仅是需要在截止日期之前完成的项目。现金奖励会激励人们朝着一个目标努力，是比较困难的，可以看出，员工往往达到难以寻找目标如果有雇主现金奖励（Peltier et.al，2005）。非现金奖励也很重要，因为有些员工根本不寻求现金奖励，可能会看到有意义的回报，他们会感到满意和完成。有时，现金奖励也来自银行的客户，在规定的时间内完成项目。这是直接从银行的客户给银行雇员的。有形的奖励是非现金奖励具有货币价值，喜欢旅游、商品、礼品卡等（方案等，2003）。目标难度也关联到一个积极的员工的绩效（2002洛克和莱瑟姆），因此当银行需要鼓励和授权员工一个很难达到的目标，它也可能在这样的情况下，增加了员工激励引入现金或非现金奖励。这会对员工的绩效产生倍增效应，而且大部分目标正在达成。
现金和非现金奖励有时是必要的，以改变整个组织的行为时，它面临着一场性能危机，它是落后于它的竞争对手。员工将这些奖励视为奖金和现金奖励，帮助一些员工支付额外开支。

英国论文代写：员工奖励

Every organisation has financial and non-financial rewards for their employees. However, the magnitude and extent of such rewards differ by the profit of a specific project taken up by the organisation. Barclays has been giving both types of rewards to employees and it does it in the form of intangible rewards and tangible ones. Cash rewards are simply a motivator to finish certain projects of superior importance or simply projects which needs to be finished before the deadline. Cash rewards tend to motivate people to work towards a goal which is more difficult and it is seen that employees tend to reach difficult looking goals if there is a cash reward from the employer (Peltier et.al, 2005). The non-cash rewards are also important because some employees simply are not looking for a cash reward and may look at a meaningful rewards through which they would feel satisfied and complete. Sometimes the cash rewards are also from the clients of the bank for finishing a project in a stipulated time. This is being directly given from the bank’s client to the bank’s employees. Tangible rewards are non-cash rewards having monetary value like travel, merchandise, gift cards, etc. (Condly et.al, 2003). The goal difficulty is also associated to a positive performance from employees (Locke and Latham, 2002), and hence when the bank needs to encourage and empower their employees to reach a difficult goal, it may also introduce either cash or non-cash rewards in such cases which adds up to the employee encouragement. This produces a multiplier effect on the employee performance and mostly the goals are being reached.
Cash and non-cash rewards sometimes become necessary to change the entire organisational behaviour when it is facing a performance crisis and it is lagging behind of its competitors. Employees see these rewards as bonuses and cash rewards help some employees to pay for their extra expenses.

英国论文代写：非理性放牧

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英国论文代写：非理性放牧

为了减少非理性放牧的规模和实践，对管理部门实行一定的政策变更，减少损失是十分重要的。
有关当局的第一个建议是，无论投资者的投资规模如何，都要向所有投资者引入理性投资和理性决策。该计划可以实施，并在批准经理投资之前，将其传授给各种投资。投资哲学的政策可以在系统中得到很好的规划，每一个投资都被要求，并建议对决策做出合理的调查，然后对这一决定完全负责。这可以从证券交易所开始，并为所有投资者举办金融扫盲研讨会。Bikhchandani和Sharma(2001)明确指出，当投资者受到其他决定的影响时，他们可能会考虑投资决策，这可能会证明他们所有人都错了，并使他们失去了投资。这是引入这种扫盲计划的主要原因，第一个含义是，失去的投资者比其他人多，他们将首先获得理性的决策和理性的投资知识。
第二项政策介绍是引入标准信息披露制度，使信息透明化，减少其不确定性。Dornbusch,Park，和Claessens(2000)已经详细讨论了信息不对称和协调问题，以及它们如何导致越来越混乱的投资决策。一个国家的投资者可能会认为，一个国家的金融危机可能会对他们的国家造成同样的问题，如果不正确披露的话。有关可能的风险及其可能性的信息必须公开披露，以便在金融市场中没有歧义，投资者有正确的信息做出正确的决定。

英国论文代写：非理性放牧

 In order to reduce the extent and practice of irrational herding, it is important for the governing authorities to introduce some policy which will enforce a change in operations and reduce losses.
The first recommendation for the authorities would be to introduce rational investment and rational decision making philosophy to all investors irrespective of the size of their investment. The initiative could be enforced to be applied and be imparted to all kinds of investments before approving the investment by the manager. The policy of investment philosophy could be well programed in the system with every single investment being asked and suggested to make a rational investigation of the decision to be made and then take complete responsibility of that decision. This can be done starting with the stock exchanges and running a financial literacy workshop for all investors. Bikhchandani and Sharma (2001) clearly indicate that when investors are influenced by other decision, they may herd on that investment decision that may prove wrong for all of them and make them lose their investments. This is the primary reason for introducing such literacy program, and the first implication would be that investors who have lost more than others will come forward first and equip themselves with rational decision making and rational investment knowledge.
The second policy introduction could be to introduce standard information disclosure system so that the transparency in information and reduce its uncertainty. Dornbusch, Park, and Claessens (2000) have discussed at length about information asymmetries and coordination problems and how they contribute to increasing confusing to investment decision. Investors in one country may think that a financial crisis in a different country may affect their country with the same problems when information if not disclosed properly. Information about possible risks and its likelihood must be disclosed publicly so that there is no ambiguity in the financial markets and investors have the right information to make right decisions.

英国航空航天工程学论文代写：行业竞争

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英国航空航天工程学论文代写：行业竞争

瑞安航空专注于为二级机场提供一部分航点，积极避免使用主要机场。它允许每天旅行超过更多的往返行程，并且预期为乘客提供补充膳食。通过向乘客提供点对点服务，它有助于连接最佳服务。这成立于1984年，仅在欧洲的超低成本航空母舰。起初，它开始于短途航班，从沃特福德到伦敦。现在，它有一个网络可以飞越欧洲的25个国家。相反，这使得瑞安航空公司成为与英国航空公司和Aer Lingus公司直接竞争的最大的运营商。这样做的目的是通过这种最便宜的气道来吸引客户，并提供可靠的飞行方式。他们也努力为可靠的乘客舒适找到最便宜的航空票价。它必须比英国航空公司的其他竞争对手更具竞争力。这家航空公司通过创新，努力工作，实施航空航天领域变革的新思路，努力实现航空业第一。它主要是为了提供最好的客户服务和旅行最低限度的旅行，低廉的费用。机票可以为所有乘客购买，不打算在短途途中提供餐饮，语言和飞行等额外服务。营销策略已经提升并获得了在这个瑞安航空服务中最好的飞行服务。此外，它有能力携带更多乘客旅行，并要求在线预订机票。所以，减少乘客的货物负担。他们的策略比英国航空公司的其他竞争对手实施有序。

英国航空航天工程学论文代写：行业竞争

Ryanair focuses on providing a short haul point to point flight to secondary airports, actively avoiding the use of major airports. It allows traveling more than more round trips to be made per day and expected to provide the complementary meals for the passengers. By offering the point to point services to the passenger, it assists to connect the best services. This was established in the year 1984 in the Europe only for the ultra low cost passenger carrier. At first, it started with short flights and from Waterford to London. Now, it has a network to fly over 25 countries in Europe. Rather, this makes Ryanair the largest carrier in direct competing with the British Airways and Aer Lingus. This has an aim to attract the customer with this cheapest airway and provide the reliable way to flight. They have also made an effort for reliable passenger comfortable to find the cheapest fare for their air travel. It has to find more competitive than other competitors in the British Airlines. This airline worked hard to attain the number 1 spot in the airline industry through innovation, hard work, implementing new ideas that to make changes in the airline field. It mainly aimed to provide the best customer services and travel for minimum travel with low fare cost. The airline tickets are affordable to buy for all passengers and do not intend to offer an extra services like meals, language, and fly on the short route. The marketing strategies have raised and attain the best services to flight in this Ryanair service. Moreover, it has the capacity to carry more passengers to travel and requested to book the tickets online. So, it reduces the passenger load of money to carry. Their strategy implements the well organized than other competitors of British airlines.

英国伦敦政治经济学院论文代写：投资风险

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英国伦敦政治经济学院论文代写：投资风险

风险承受能力在很大程度上取决于个体年龄和收入来源的稳定性。这里的人很年轻，退休后还有很多年的时间。因此，个人的风险偏好很高，因为他可以做出长期的决定，而不必担心短期的波动。另外，个人的收入来源是稳定的，因此他可以承担更多的风险。因此，投资者可以投资风险较大、回报率高的股票。

投资者还表示，他希望从长远角度投资，因此投资组合经理可以投资于回报率高的股票。

返回的目的

投资者的收益目标是使收益最大化，投资于回报率高的股票。

时间的地平线

投资者正在寻找一个25-30年的时间跨度。由于投资者年轻，收入有望增加，所以他不寻求短期投资。

流动性

投资者没有任何流动性问题。由于他过去的积蓄和父亲留下的财富，他有一些现金，投资者可以投资于非流动资产，除非发生意外事件，否则他不需要清算资产。

税

投资者将受到正常的个人所得税制度

法律和监管

投资者将遵循正常投资者的法律和监管准则。

独特的环境

投资者没有任何独特的情况，因此在投资政策中不应该有任何东西来照顾独特的情况。

因此，投资者是高风险容忍的投资者，因此可以投资于回报率高、波动性大的股票。在这里，投资者的目标是提供最有效回报的投资组合。即使投资者的风险承受能力很高，他也不愿意投资于风险最大的投资组合中。相反，他想投资于最有效率的投资组合，或者投资于最有效的投资组合（摩根，2012）。

英国伦敦政治经济学院论文代写：投资风险

The risk tolerance is largely dependent on the individual age and little on the stability of the source of income. Here the individual is young and has many years left for the retirement. Thus the risk appetite of the individual is high as he can take long term decisions and not get worried about the short term fluctuations. Also the source of income for the individual is stable and thus he can take more risk. Thus the investor can invest in stocks which have more risk and high expected return.

Investor has also conveyed that he is looking to invest for a long term perspective and thus the portfolio manager can invest in stocks which have high return.

 

Return Objective

The return objective for the investor is to maximize the return and invest in stocks which have high return.

Time Horizon

The investor is looking for a time horizon of 25-30 years. Since the investor is young and is income is expected to increase he is not looking for short terms investment.

Liquidity

Investor does not have any liquidity issues. Since he has some cash available due to his past savings and also the wealth left by his father, investor can invest in illiquid assets and unless an unexpected event occurs he may not need to liquidate the assets.

Taxes

Investor will be subject to normal individual tax system

Legal and regulatory

Investor will be guided by the legal and regulatory guidelines for a normal investor.

Unique circumstances

Investor does not have any unique circumstance and thus there is nothing which should be included in the investment policy to take care of the unique circumstance.

Thus the investor is high risk tolerant guy and thus can invest in stocks which have high return and higher volatility. Here the investor is targeting the portfolio which gives the most efficient return. Even though the risk tolerance of the investor is high he is not willing to invest the money in the most risk portfolio. Instead he wants to invest in the most efficient portfolio or the next to the most efficient portfolio (Morgan, 2012).

英国论文代写：产品营销

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英国论文代写：产品营销

像Wesfarmers Limited这样的公司对产品非常关注，每个产品都有从生产到消费的生命周期。公司的产品组合起着非常重要的作用，因为公司提供各种产品，因为它是一家准备生产多种产品的公司;产品的推广在整体销售商品中起着至关重要的作用（Business.vic.gov.au，2015）。任何公司进入市场的方式，应正确设计，准备产品的目的应该是满足客户的要求。
产品定价
在这个竞争激烈的市场中，只有以相对较低的价格提供独特产品或提供商品的公司才能成功，因此，根据客户所认为的价值确定商品价格是非常重要的。该公司遵循以下三种策略对产品进行定价，第一种技术是淘汰市场的定价，另一种技术是市场渗透，用于使产品在市场上有名，下一种技术是中性定价意味着产品价格等于竞争对手提供的价格。
提升
公司成功的最重要的原因是公司采用的促销策略，Wesfarmers采用了最好的促销策略，促销手段，使消费者意识到市场上的产品。公司使用的各种元素，如电视，广播不同广告声称商品是市场上最好的，公司发布的各种折扣优惠吸引客户，这是最重要的原因之一为了公司的成功。被任命的工作人员也扮演着至关重要的角色，因为他们的行为吸引了更多的客户，而一个好的客户问题纠正团队使公司非常成功（Kotler，Philip，2012）。

英国论文代写：产品营销

The company like Wesfarmers limited have paid utmost attention on the products, every product has a life cycle from its production to its consumption. The product mix of the company plays a very important role, as there are various products being offered by the company as it’s a company which prepares various products; the promotion of the product plays a vital role in the overall sale of the goods (Business.vic.gov.au, 2015). It is the way by which any company enters the market and thus it should be properly designed and the aim in the preparation of the product should be to satisfy the requirements of the customers.
Pricing of the product
In this competitive market only the companies which offer something unique or offer the goods at a relatively lower price succeed, thus it is very important to fix the price of the goods according to the value which has been perceived by the customers. The company follows the following three strategies of pricing its products the first technique is pricing which skims the market, the other technique is market penetration which is used in order to make a product famous in a market, the next technique is neutral pricing means that the price of the product is equal to the price which is offered by the competitors.
Promotion
The most important reason for the success of a company is the promotional strategy used by the company and Wesfarmers have used the best promotional strategies, promotion means to make the consumers aware of the product in the market. There are various elements which are used by the company like the TV, radio different advertisements claiming the goods to be the best in the market, there are various discount offers published by the company to attract the customers and this is one of the most important reasons for the success of the company. The staff which has been appointed also plays a vital role as their behaviour attracts more customers and a good customer issue redresser team has made the company very successful (Kotler, Philip, 2012).

英国论文代写：酒店业

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英国论文代写：酒店业

酒店业是对每一个经济体的重要贡献，因为它为多个客户提供服务，并在行业的不同部门雇用了许多雇员。酒店业的培训、发展和留住是非常重要的，因为营业额会影响员工的情绪不稳定和不满。成交量是在酒店业的一个问题（Timo &戴维森，2005）。据劳工统计局进行的调查显示，招待和休闲活动的营业额最高，从二月到2013年6月，平均为4.8%和5.5%。由于营业额相当高，因此，招聘是人力资源行业的另一个人力资源问题并不令人感到意外。即使是寻找合适的候选人来接替职位也是一个主要问题。当设立机构未能充分评估候选人时，就会增加将错误的人员安置在错误位置的范围。
然而，为了本报告的目的，将重点讨论酒店业人力资源培训、发展和保留方面的问题。与高周转率相一致的是与培训有关的问题。当员工的留任率很低时，管理层就有一种倾向，即在他们被教导如何完成工作之前，把新员工派到地上，以适当的方式对待他们（NOE，2007）。这个特别的机构可能充满了工作人员，但在服务方面却存在疑问。除此之外，高周转率也会增加员工进入管理岗位的范围，即使他们还没有准备好。受过良好训练的经理可以集中精力更好地培训一线员工，因为他或她可以将培训与自己的培训联系起来，并为人力资源管理提供适当的行动。

英国论文代写：酒店业

Hospitality industry is a major contribution to every economy as it provides services to several customers and is known to employ a number of employees across different segments of the industry. Training, development and retention in the hospitality industry is extremely important as the turnover will result in affecting the employees in the form of emotional instability as well as dissatisfaction. Turnover is known to be an issue in the sector of hospitality (Timo & Davidson, 2005). As per a survey conducted by the Bureau of Labour Statistics, hospitality and leisure were known to be having the highest rates of turnover, having an average of 4.8 per cent and 5.5 per cent from the month of February to the month of June 2013. With the considerably high rates of turnover, there is no surprise in the fact that recruitment is another issue of HR in the industry of hospitality. Even looking for the right candidate having appropriate skills for succeeding in filling positions is a major problem. When there is failure of establishment for fully assessing the candidates, it result in increasing the scope to place a right personnel in the wrong position.
However, for the purpose of this report, focus will be created on issue related to training, development and retention in HR for hospitality industry. Going in alignment with the high rate of turnover are issues related to training. When there is low level of retention, management holds the tendency of putting new recruits over the floor before they are taught as to how the job has to be done be them in a proper manner (Noe, 2007). This particular establishment may be full of staff, but there is doubt in the services. In addition to this, the high rate of turnover can result in increasing the scope of employees who move to the position of management even if they are not ready. Managers who are well- trained itself can focus on training the employees at first line in a better manner as he or she can relate it with their own training and deliver appropriate actions for management of human resources.

英国论文代写：英国留学如何精打细算

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英国论文代写：英国留学如何精打细算

总有同学月初过的像国王，月末过的像乞丐，没有理财观念收到生活费后就大卖特卖、胡吃海喝，钱很快就花光了，后半月只能天天啃硬面包，这样怎么行？高阶英国论文代写网的小编总结了一些精打细算的生活窍门，分享给同学们。

1.月初做好预算

每到月初，总觉得自己一下变成了富翁。到了超市，是不是总有种自己这也缺那也少的感觉，是不是总有种看到这也想买那也想要的冲动，这时候一定要当心了，因为你已经进入危险区。今天你要买套衣服以参加化妆舞会；明天你需要入手一把新吉他来培养自己的新技能。人在热衷于玩乐的时候，往往都会头脑发热做出不理智的举动，钱也是这么不知不觉花光的。

2. 饭前提前做好计划

下课回宿舍的路上，很可能会和小伙伴溜进Starbucks吃了午餐，捎带再点上一杯咖啡。如果长时间下去养成习惯，口袋光光也就不远啦。能自己做饭的话尽量少下馆子，几个小伙伴一起做饭不仅可以增进感情，而且还可以花更少的钱吃更健康、美味的饭菜。

3. 享受学生“特权”–各种各样的学生折扣

到了英国，才发现英国学生简直不能更幸福，可以享受各种打折，各种优惠。但你要明白：打折并不是你可以不花钱就吃到东西、买到衣服，只是说你需要买东西的时候可以省钱。

英国论文代写网的小编温馨提醒：NUS Extra卡每年£12年费，可以享受全英150家商店的限时优惠和折扣。奥迪安连锁影线（ Odeon cinemas ）学生购票享受七五折优惠。ASOS, Topshop等零售商店学生享受9折优惠。所以小伙伴一定要学会利用各种优惠打折卡，但前提是办卡之前一定确信自己需要。

4. 旅行也要有技巧

趁假期到英国其它城市旅旅行，去看看自己的好朋友，也非常八错的事儿。但是小伙伴们也知道英国的火车票很贵，打车也不便宜。

诀窍：16-25 Railcard就特别特别好用，尤其适合大学生，可以帮你省下1/3的车费。如果你想要短途旅行，又想省钱，可以试试BlaBlaCar, 不仅可以选择自己喜欢的司机，制定详细的行程计划，关键有同学讲能比大巴省下不少钱。

5. 买卖二手书

英国教材贵，即使用过的旧课本也可以卖到好价钱的。二手书买卖网站eBay,WeBuyBooks.co.uk,Fatbrain,Amazon, Blackwell’s推荐给小伙伴，用过的旧书可以拿去换点零用钱。其实不光是旧书，衣服也可以卖，可以拿到eBay或是ASOS 网站的marketplace专区去试试，没准就能卖个好价钱。

6.上网搜索各种省钱小窍门

到大学后才发现，上网的时间可能比睡觉、学习的时间都要多，表告诉我你不是。其实网络不仅仅是男生玩游戏、女生追剧的的工具，还可以帮你省钱。推荐studentbeans.com和studentmoneysaver.co.uk这两个网站给英国的小伙伴，除了最新的限时优惠和折扣外，还有很多教你省钱的tips。

7.购买“非名牌”

很多人到超市购物，都会受所谓名牌效应的影响，买名牌的、进口的蔬菜、水果、饼干、奶粉之类的，其实认真观察并没有发现所谓的“名牌”和非名牌之间明显的差别。但是那些家喻户晓的名牌商品却要比普通商品贵好多。小编觉得作为一枚苦逼的留学党，购买商品没必要追求名牌，普通的商品购买时注意保质期等标签就OK，当然土豪除外。

8.珍惜钱袋，远离餐厅

又是一夜的群魔乱舞，被酒精麻醉的意识开始清醒，大脑提醒你该吃点荤腥儿了。走在回学校的路上，似乎到处都弥漫着烤肉的味道。然而事实是，这些快餐胖了你的腰线，缺瘦了你的钱袋。与其吃那些油腻的烤肉、芝士薯片，不如回家来一碗粗粮粥和一块烤面包，既营养健康，又能省钱。当然也不能太抠门，偶尔下次馆子还是可以的。